August 2020

Found 8 blog entries for August 2020.

Should I Choose a Conventional Loan or a VA Loan?For those who qualify, the VA loan may seem like the best choice for a prospective home buyer. However, there are reasons to consider other types of loans, depending on the finances and long-term goals of the borrower. The following information details the pros and cons of each loan type to help buyers make an informed decision.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

Mortgages Basics

The biggest difference between a conventional loan and a VA loan is that a conventional lender will have to assume more risks in case the buyer defaults or otherwise can't pay back their loan. The terms for the VA loan tend to be more forgiving than a

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Looking for the Top Swimming Spots in Colorado Springs, CO?Taking a nice dip in a clean and cooling pool can be quite a respite during the summer. Whether you want to get some exercise for yourself or take the kids out, it's important to know: where are the best swimming spots in Colorado Springs?

Cottonwood Creek Family Center

Address: Cottonwood Creek Park, 3920 Dublin Blvd. Colorado Springs, CO 80918

As one of the most popular YMCA foundations in Colorado Springs, the Cottonwood Creek Family Center is loaded with fun. Swimming is the top choice here, as the center offers a lazy river, indoor wave pool replete with slides and a vortex zone. Not only can one learn to swim here, but they can become an officially certified lifeguard and take CPR classes.

For affordable fun, Cottonwood Creek is

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Water Parks in Colorado Springs to Cool Off On a Hot DayFinding the best water parks and splash ponds in Colorado Springs is a must when you want to cool down and enjoy the fun. When the kids, friends or family want to swim with a bit of extra adventure involved, water parks deliver every time. Where are the best water parks in and around Colorado Springs, CO?

Great Wolf Lodge Water Park

Address: InterQuest Marketplace, 9494 Federal Drive, Colorado Springs, CO 80921

For a full-scale outing packed with accommodations, a water park and much more, one cannot beat what awaits at Great Wolf Lodge Water Park. As a full-fledged hotel with simplistic suites that have a homely and rustic vibe, the room options range from log cabins to cave themes and upgraded spaces with balconied patios. Booking a room at

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What to Do Before Listing Your Home as a Short SaleCompared to a foreclosure, a short sale is one that requires much more time and effort on the part of a seller. Understanding a short sale can make it easier to dive into the different stages. Here is what homeowners should know about the short sale process. 

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Start with the Why

There are a few key reasons to choose a short sale over a foreclosure:

  • Control: A short sale gives the homeowner more bargaining power, which can be invaluable during a tough time.
  • Credit: A short sale will affect credit scores less than a foreclosure will.
  • Closure: Short sales give homeowners a way to settle their debt
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Things to Know When Foreclosure Looms AheadJust a few late payments on a mortgage can leave homeowners with a foreclosure notice and without an understanding about what to do about it. They may not know how to remedy the situation, especially if ongoing financial woes are their current reality. Thankfully, even with financial difficulties in the way, it is possible to halt foreclosure and find a better solution to the problem. Here are several things homeowners should know when facing foreclosure.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

Although it might be tempting to ignore the foreclosure notice, it is best to act well before a notice comes through the mail.

As soon as it seems

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Everything to Know About Marketing Your Home for SaleIf you're a homeowner who is trying to sell your property, hiring a real estate professional is one of the best things you can do. Real estate professionals are master marketers; it's what they're trained to do! By providing you with good advice, suggesting the right price for your home, and by taking steps to market your property to local and regional buyers, your real estate agent can help sell your home quickly. If you're a home seller trying to decide whether to hire a real estate agent to help you market your home, here's what you need to know.

Provide Staging Advice

Home staging and curb appeal can help attract home buyers. Staging is the act of sprucing up the home on the inside and in the back yard, while curb appeal is what makes your

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Who Qualifies for Military Discounts?Many businesses in Colorado Springs and beyond offer discounts as a small thanks for the service the military provides the country. These discounts cut down one's bill by as much as 30%, depending on the company's rules. But who qualifies for military discounts, and how are they acquired? Everyone can learn the answer to these questions with this helpful guide.

Who Qualifies for Military Discounts?

Military discounts are only available to:

Active Duty

Active duty refers to all individuals who are currently serving in the military on a full-time basis. They may be a part of any branch, including:

  • Army
  • Navy
  • Marines
  • Coast Guard
  • Air Force

Eligibility for the military discounts starts after enlisting and continues through

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Everything to Know About VA Loan Bonus Entitlement: Buyer TipsBuying a home is already complicated - but it gets a little more complicated when home buyers try to understand the loan process, especially when they're getting a VA loan. VA loans have entitlements amounts, both basic and bonus, that can be difficult for most people to understand.

For home buyers who have VA entitlements and who are going to buy a home, there are a few things to know. Working with a good lender and an experienced real estate professional can make the buying process easier, as both types of professionals can explain the buying process step by step. If you're a home buyer who will be getting a VA loan, below are some things you need to know.

For informational purposes only. Always consult with a licensed mortgage or home loan

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