You're about to make an offer on the home of your dreams when someone–your real estate agent or a mortgage lender–says you'll need a jumbo loan. What is a jumbo loan? When does a homebuyer need a jumbo loan? What's the difference between a jumbo loan and a conventional loan? And, perhaps most importantly, how does one qualify for a jumbo loan?

If these are questions you find yourself asking, here's a brief explanation of the what, when, and how of qualifying for jumbo loans.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

Conforming Loans vs. Jumbo Loans

Any mortgage more than a set dollar figure is a jumbo loan, no matter what size the

Colorado may not be known first for its wine, but that doesn't mean there isn't great wine to be had in this state. Colorado Springs, the second-most populous city in Colorado, has some great wineries that many people outside of this state may not know about. So, for anyone visiting Colorado Springs, or even those who currently live in the city or may wish to relocate here, it is time to discover some of the best wineries in and very close to here.

D'Vine Wine

• Address: D'Vine Wine Manitou Springs, 934 Manitou Ave STE 108, Manitou Springs, CO 80829
• Hours: Sunday–Monday 1–7 p.m.

D'Vine Wine is a boutique winery in Colorado Springs that imports their quality grapes, handcrafts, blends, and ferments their wine right on location. They even

Heating is essential in a home because it keeps the space comfortable during cold weather. However, there isn't just one type of heating that homes can use. A homeowner must know which heating type their home uses to maintain it properly and hire the right person to repair it should something go wrong. If a home buyer is getting a new construction home, they may want a specific heating type in certain spaces. Here are the three main types of home heating systems and how they differ from each other.

Central Heating

Central heating is the type of system that most homeowners are familiar with. This includes furnaces, boilers, and heat pumps that distribute heat evenly throughout the home. Furnaces are the most commonly seen in homes, while boilers

Nestled near the Pikes Peak area of the Southern Rocky Mountains, Colorado Springs is large enough to provide interesting options for people seeking excitement in their lives, but not so large that it is intimidating. With both Air Force and Army bases nearby, the region regularly has new faces. For those considering a move to Colorado Springs, it is a good idea to consider the following information about Colorado Springs' economy.

Colorado Springs Industries

The largest employer in the Colorado Springs area is the US military. There are three Air Force facilities within the community, including Peterson Air Force Base, Schriever Air Force Base, and the United States Air Force Academy. Additionally, the Fort Carson Army base is found within the

Located just 60 miles south of Denver, Colorado Springs is Colorado's largest city by area, covering 194.9 square miles. In 2018, U.S. News named the city the most desirable place to live in the U.S.

Colorado Springs's economy is driven primarily by the defense industry, followed by high-tech and tourism. The city was settled at the base of Pike's Peak and the Rocky Mountains, a location that has made it a popular tourist destination since the arrival of railroads in the 1870s.

There's a full slate of things to do in Colorado Springs, from cultural events to breweries. But the area is best known for its parks, trails, and other outdoor recreational activities.

The current cost of living index for Colorado Springs is 104.5, which is close to

Living in Colorado Springs: Lifestyle & Homebuyer Guide

Situated at the eastern base of the Rocky Mountains, Colorado Springs is a dynamic destination for a variety of visitors and residents. There is no better place to experience Colorado's natural beauty while enjoying convenient access to a booming city. The metropolis sits at an altitude of over 6,000 ft and is in proximity to the wondrous Pikes Peak and the Garden of the Gods. On top of that, Colorado Springs is a fitness mecca for all types of athletes, serving as home to the Olympic Training Center and the U.S. Olympic Committee. The United States Air Force Academy can also be found just north of the city.

As Colorado's largest metropolitan city, Colorado Springs boasts an area of nearly

Colorado Springs, located at the eastern foot of the Rocky Mountains, is a popular town for outdoor lovers, and it can be a food lover's dream place to live in or visit. This city, the second-most populous in Colorado, has a variety of restaurants to choose from for anyone craving a great place to go out to eat. Check out this list for some of the best dinner spots in Colorado Springs.

The Rabbit Hole

• Address: The Rabbit Hole, 101 N Tejon St, Colorado Springs, CO 80903
• Hours: Mon–Sun 4–11 p.m.

The Rabbit Hole is an American restaurant and bar with tasty, upscale cuisine and inventive cocktails. Nicknamed the "Wonderland of the Springs," this restaurant offers small plates that change with the seasons and has been awarded Best of 2019

With 300 or more days of sunshine and endless outdoor activities to discover, Colorado Springs is the perfect destination 65 miles south of Denver. The city is located near the southern base of the Rockies and home to the famous Pikes Peak. Once a thriving mining and gold rush town, the area's unique outdoor attractions include hiking, fishing, whitewater rapids, parks, and of course, golf.

The peak season for golf ranges from April through October. Due to mild winters, it is possible to play golf year-round, however. Colorado Springs is an attractive golf destination because the courses are set on a protected plain beneath the Rocky Mountains, where they are generally shielded from extreme weather. As an added bonus, many of these courses are just

A house's gutters are not its most prominent features, but they are important all the same. Well-maintained, good-looking gutters increase curb appeal. Additionally, gutters play a vital role in protecting the home from costly water damage. Luckily, regular maintenance and care go a long way toward ensuring that these features continue to do their job.

Maintenance for the Homeowner

There are a few regular jobs the homeowner should do to keep their gutters functioning well and extend their useful life. Cleaning is the most obvious. Gutters can get clogged with leaves, small branches, and other debris, which can cause water to back up. By cleaning at least twice a year, homeowners can ensure that water flows smoothly. In most cases, this is a job

If you could easily walk a few minutes to dine out, run errands, or hang out with friends, wouldn't you want to leave the house more often? Fortunately, numerous walkable neighborhoods in Colorado Springs allow residents to do just that!

In order to earn the designation of a walkable neighborhood, these areas must ensure that there are enough businesses, workplaces, and/or education centers for individuals to walk to from their place of residence. The following walkable neighborhoods in Colorado Springs meet these requirements, and they also offer numerous public parks as an added bonus. Additionally, the buildings are close to the street, and most parking is designated behind businesses to ensure safety on the roadways. Here are the details about