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Best Indoor Activities in Colorado Springs, COThose seeking fun and thrilling indoor activities in Colorado Springs won't be disappointed in what this mountain community has to offer. The following options are some favorite indoor entertainment opportunities of locals and visitor alike.

Overdrive Raceway

Address: Overdrive Raceway, 196 Spectrum Loop, Colorado Springs, CO 80921

Have fun while racing around the various Formula One style tracks at Overdrive Raceway. There are two indoor kart tracks and vehicles for kids, beginners, and expert levels, with pro-carts hitting speeds up to 40 mph. The EFD Shifter carts can exceed speeds over 50 mph, and Overdrive Raceway is one of the first facilities in the nation to have them. Overdrive is also the first two-track, two-story indoor karting

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Colorado Springs Best Neighborhoods

Best Neighborhoods in Colorado Springs: Colorado Springs, CO, Community Living Guide

For anyone planning a move to Colorado Springs, the city offers a long history beginning with the area being part of America's frontier and a destination during the gold rush. Its rich history as a resort town, access to expressive landscapes and mountain ranges, intriguing network of historical trails, and extensive historical district provide residents with an interesting cultural and environmental blend of old and new. From a bevy of attractions and points of interest to well-maintained neighborhoods, Colorado Springs offers many choices for those interested in enjoying a pleasurable lifestyle. Here are seven of the best neighborhoods in Colorado Springs, and

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Key Mortgage Mistakes to AvoidMany home buyers make a few mistakes while looking for the right mortgage for their needs. From finding the best lender to selecting their ideal terms, every step has its challenges. Although it's impossible to avoid every mistake, home buyers can navigate the process much easier by knowing what lies ahead. The following information can help buyers prepare ahead of time.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

1. Not Understanding All the Home's Costs

When it comes to buying a home, everyone talks about down payment requirements, but do not mention all the other costs required. While the money a buyer puts down is a large amount,

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How Mortgage Preapproval and Prequalification Are Not the SameMany terms used by lenders and agents can get confusing. Some people may think that the terms mortgage preapproval and mortgage prequalification are simply different ways of saying the same thing. While this is not true, both terms may be considered milestones on the process to getting approved for a mortgage loan.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

What Is Mortgage Prequalification?

A lender needs to consider different factors when an applicant wants to be approved for a mortgage loan. After a series of questions, a lender then may inform an applicant they are prequalified. However, much still needs to be done by the applicant

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The Top Colorado Springs Museums to VisitIt's clear to see the people of Colorado Springs value the preservation of the past as they look forward to the future. This city is filled with museums that are dedicated to arts and culture, history, nature, and more. These Colorado Springs museums provide patrons of all ages with opportunities to learn through interactive and engaging exhibits as well as hands-on experiences.

Colorado Springs Pioneers Museum

Address: Colorado Springs Pioneers Museum, 215 S Tejon St, Colorado Springs, CO 80903

The Colorado Springs Pioneers Museum is dedicated to preserving the heritage and culture of the Pikes Peak region. This museum has a variety of exhibits available for visitors to explore. Located in the heart of the city, this museum offers free

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What a Home Buyer Needs to Know About Debt-to-Income RatioMortgage lenders have numerous considerations when considering an applicant for a mortgage loan product. One major reason for this is that most lenders prefer to mitigate their risk when offering a loan. Home buyers who have the cash to pay for their home outright do not need to be concerned with the debt-to-income ratio, as it generally applies to individuals who require a mortgage loan to purchase a house.

What does a person's amount of income in relation to their current debt have to do with getting approved for a mortgage loan? Can a significant amount of debt make it harder to qualify for a loan? The following information details the impact of debt-to-income ratio on the mortgage approval process.

For informational purposes only. Always

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Top Skiing Locations Near Colorado Springs, COWhile it's true that Colorado Springs doesn't have a ski slope or resort within the city, there are plenty of world-class options nearby. Within a 2.5-hour drive, you can discover slopes that consistently deliver excellent powder conditions and ample community amenities. The following four skiing destinations near Colorado Springs offer skiing experiences for everyone.

Monarch Mountain

Address: Monarch Mountain, 23715 US-50, Salida, CO 81201

About a 2.5-hour drive headed towards Salida, some of the best skiing near Colorado Springs can be found at Monarch Mountain. Many of the locals favor these slopes because they are typically uncrowded, the snowfall is consistent, and the lift prices are affordable.

While Monarch is only 800 acres, it

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Should You Choose Military Housing?One of the advantages of a military career may come in the form of military housing. Both individuals and those with families join the military every year and have to decide whether to live on or off base.

Because military housing is a big decision, reviewing this arrangement can help provide people with the clarity they need to make the right choice for their needs. What do military personnel need to know about this important choice?

What to Know About Living On Base

There can be financial savings to residing on base. In some situations, living on post translates to saving money that would have gone to rent and other costs of living. Individuals choosing to live on base do not receive BAH for their decision. In some cases, however, living

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Best Ice Skating Spots in Colorado Springs, COOne of the most delightfully popular activities during the holiday season is ice skating in Colorado Springs. Children and adults of all ages slide and glide across groomed frozen ice with exhilaration at some of the best ice skating spots throughout the community. Here are some top ice skating locations that locals enjoy.

World Arena Ice Hall

Address: The Broadmoor World Arena, 3205 Venetucci Blvd, Colorado Springs, CO

Located in the Broadmoor, the World Arena Ice Hall is best known as a top US Olympic & Paralympic training site for speed skaters, hockey players, and figure skaters from around the world. However, they also offer activities and session schedules for the public to come in and enjoy the well-equipped facilities and its

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A Mortgage Term Rate Breakdown for Military PersonnelMortgage term rates are not clear-cut, and there are many factors considered when a mortgage product lender offers specified terms and rates. Military personnel may find themselves with more options, as lower mortgage term rates could be tied to unique mortgages such as VA loans. That being said, not everyone may qualify for the lowest rates.

Is it better to take out a conventional loan or a VA loan? What is best with a sizeable down payment? Speaking to a mortgage lender directly is helpful. However, the following information includes a few important takeaways when it comes to mortgage term rates as they apply to reservists, veterans, and their spouses.

For informational purposes only. Always consult with a licensed mortgage or home loan

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