Today's interest rates and housing inventory levels are making national headlines nearly daily, with speculation growing about what it will take to boost home purchases and get buyers off the sidelines. One underutilized strategy in today's market is finding a seller who has an assumable loan.

How do you find an assumable loan opportunity? Many current sellers purchased their homes, or refinanced their homes, when interest rates were below 4%, making their homes ideal "assumption" opportunities. If a seller has a VA or FHA loan on their home, their loan balance, and interest rate, is assumable, meaning a new buyer can take it over exactly where is stands today. So where do you start?

Click Here to Search Assumable Loans in Colorado Springs

Have you been looking for a below market interest rate in Colorado? The MilitaryHomeSearch.com team is currently marketing three listings with VA assumable loans, and they are all incredible opportunities to purchase a home with a below market interest rate and very little cash required to bridge a gap between the list prices and current loan balances. Read on to learn about three incredible opportunities. Of note, you will have to have your own VA eligiblity to subsitute for these assumable loan opportunities.

1. 10822 Rolling Peaks Drive Peyton, CO 80831

List Price: $599,500

Current Loan Balance: $605,062 (buyer will not need to bridge the gap between the loan balance and purchase price)

Monthly Payment: $3044

Interest Rate: 4.5%

We are in the middle of summer, which means real estate sales should be kicking into high gear...except we are seeing a meaningful shift in the market. If you’ve been sitting on the sidelines wondering when the right time to buy is, it just may be now. Check out the reasons why:

1. More Room to Negotiate: Right now, there are way more homes on the market than buyers currently looking, which means we are in a long awaited buyer's market. Sellers who truly want to sell are willing to negotiate a fair price, seller concessions, earnest money, potential repairs, contingent sales, and more. Buyers have so many options, and sellers are taking notice!

2. More Inventory: New listings continue to increase week after week, while homes aren't selling at

I want to buy a home in 2024- what do I do next?

The holidays are over, the decorations have been taken down, the kids are going back to school, and now it’s time to plan out 2024. Buying a house keeps creeping into your mind as something that you might want to do this year. But where to start! Read on for our step-by-step guide on how to get started on your home buying journey.

1. Find a Realtor.

This may seem obvious, but finding a first class Realtor is crucial to your success. Do your research and find an amazing Realtor to assist you during your home buying exploration process. Key things to consider when choosing a Realtor include:

1. How many homes have they sold? Have they distinguished themselves as market experts? (My team of

How do I secure a home today with a below market interest rate?

Today's interest rates are all over the news. It's impossible to ignore. While we are just a couple of years removed from all-time low interest rates in the 2% range, we are now experiencing rates that are the highest in 20+ years. So, is there a better way to secure a home? Or is it best to wait until rates fall? While everyone has their own opinion on the best time to buy, we are going to discuss 5 ways to secure the best interest rate on your home today.

1. Ask for seller concessions when you make an offer. These seller concessions can be used for an interest rate buy down.

On a VA loan, it is allowable for a buyer to ask a seller for up to 4% of the purchase price to be used

Visit these three gorgeous homes this weekend, open to the public!

The MilitaryHomeSearch.com team brokered by eXp Realty is hosting three open houses this weekend. You don't want to miss any of them!

1. 7318 Primavera Drive, Saturday October 14th, 12pm-2pm

Welcome home to this meticulously maintained 3-bedroom+office+loft, 2.5-bathroom, 2 car garage home in the highly sought-after Ventana neighborhood, a master-planned community designed to offer modern lifestyle amenities. With its thoughtfully designed Manchester floor plan and stunning features, this property is a true gem.

See all photos, here: 

https://www.militaryhomesearch.com/listing/5363412-7318-primavera-lane-fountain-co-80817/

2. 7530 Silver Bow Drive, Saturday October

If you’re a first-time home buyer in Colorado Springs, a starter home may be exactly what you need. Starter homes are typically smaller, affordable homes that are perfect for those who are just entering the real estate market and working with a tight budget. They’re a great way to get your foot in the real estate market and build equity without a huge amount of risk.

Starter homes are also great options for military home buyers who may be new to the Colorado Springs real estate market. Perhaps you want to test out a particular area before you commit to a larger home or you’re concerned about a potential future PCS and having to sell quickly. Either way, a starter home can be a sound investment.

These are a few key things to consider when

Buying a home in Colorado Springs while you’re deployed in a different country may seem risky, but it’s actually very common for members of the military. In fact, it’s now easier than ever to buy a home long distance thanks to virtual showings, online application processes, and builder incentives for military members. If you’re thinking about buying a home while on duty overseas, these are some tips to make the process go smoother.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

Work Out Your Budget

Before you begin searching for a home, you need to know how much you can afford. Do a thorough review of your financial situation including

Buying a home in rural and some suburban areas mean there is a higher possibility the house comes with a septic system. Owning a home equipped with a septic system requires different maintenance and repairs than it does when living in an area with a municipal water and sewer system. By researching the best practices for owning a home with a septic tank, anyone can enjoy the perks while minimizing the drawbacks. Keep reading to learn all about the pros and cons of buying a house with a septic system.

What is a Septic System?

A septic system is independent of community systems. They are designed to capture wastewater from toilets, sinks, washing machines, and garbage disposals. One of its primary components is a tank typically made of steel,

Homebuying is exciting but can get complicated, especially for military service members who have unique needs and circumstances when purchasing a property. The buying process for military members is quite different than it is for the average homebuyer. Working with a knowledgeable military real estate agent can differentiate between a rocky experience and a seamless one. Are you an active-duty military member or a veteran seeking to buy real estate? Keep reading to find three reasons to work with a military real estate agent.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Military Real Estate Agents Understand Active Duty Timelines

Active duty service