VA Assumable Loan Listings in Colorado

Posted by Lauren Schneider on Sunday, July 20th, 2025 at 3:23pm.

Have you been looking for a below market interest rate in Colorado? The MilitaryHomeSearch.com team is currently marketing three listings with VA assumable loans, and they are all incredible opportunities to purchase a home with a below market interest rate and very little cash required to bridge a gap between the list prices and current loan balances. Read on to learn about three incredible opportunities. Of note, you will have to have your own VA eligiblity to subsitute for these assumable loan opportunities.

1. 10822 Rolling Peaks Drive Peyton, CO 80831

List Price: $599,500

Current Loan Balance: $605,062 (buyer will not need to bridge the gap between the loan balance and purchase price)

Monthly Payment: $3044

Interest Rate: 4.5%

Prepare to be captivated by this stunning Century Home that is dripping in upgrades- you will not find a better home with higher end finishes in the sought-after Meridian Ranch community! Offering the perfect blend of modern elegance, thoughtful upgrades & an unbeatable location, this home is truly better than new! A beautifully landscaped front yard sets the stage for the exceptional living experience that awaits within. As you enter the home, you'll be greeted by a main level bedroom that is currently being used as an office, with a complimentary full bath. Continue into the bright & airy open-concept layout, bathed in natural light that streams through the large windows. The living room seamlessly flows into the dining & kitchen areas, where you will be wowed by the custom cabinets, gas stove, and quartz countertops. Sliding glass doors lead directly to the professionally landscaped backyard, extending your living space outdoors & providing an ideal setting for entertaining or relaxing. Retreat upstairs to the tranquil primary suite, a true sanctuary designed for comfort and relaxation. This generous space features ample natural light, a large walk-in closet, and a spa-like ensuite bathroom. A loft, two additional bedrooms, a laundry room with custom built-ins, and a full bath complete the upper level. Head to the basement where a large rec room, additional bedroom and 3/4 bathroom offer the perfect set up. Enjoy the exceptional lifestyle offered by the highly desirable Meridian Ranch community. Residents benefit from access to a wealth of amenities, including Antler Creek Golf Course, recreation Centers featuring indoor and outdoor pools, fitness centers, basketball courts, numerous parks, playgrounds, miles of scenic walking & biking trails & community events. Easy access to shopping, dining, schools, Peterson SFB, Schriever SFB, Fort Carson & major transportation routes. Don't miss this incredible opportunity to own a truly exceptional home in Meridian Ranch!

2. 3615 Birnamwood Drive Colorado Springs, CO 80920

List Price: $575,000

Current Loan Balance: $522,379 (buyer will need to bridge the gap between the loan balance and purchase price)

Monthly Payment: $2894

Interest Rate: 3%

 Welcome to this charming and versatile two-story home in the highly sought-after Briargate Gatehouse neighborhood—where location, comfort, and functionality come together beautifully. Step inside to discover an open-concept layout boasting soaring ceilings with wood beams, and filled with natural light from skylights, creating a warm and welcoming atmosphere from the very first moment. The heart of the home is the inviting living room, where a cozy fireplace provides the perfect focal point for relaxing or entertaining. Just off this space, the eat-in kitchen features updated appliances and opens directly to the deck—ideal for summer barbecues, morning coffee, or sunset views. A formal living and dining area at the front of the home offers a more traditional space for hosting guests or holiday dinners, adding elegance and flexibility to the floor plan. Upstairs, the spacious primary suite serves as a serene retreat, complete with a large walk-in closet, dual vanity, and a modern free-standing shower. Two additional bedrooms and a full bath round out the upper level, making it perfect for family living or visiting guests. The walkout basement adds incredible value with a fourth bedroom, another full bathroom, and a bonus room—perfect as a media room, home office, or playroom. Plus, the large unfinished portion of the basement offers ample storage or a blank canvas for future customization. Location is everything—and this home has it. You're just minutes from the U.S. Air Force Academy, Peterson Space Force Base, The Shops at Briargate, UC Health North, Children's Hospital, and award-winning District 20 schools, parks, and top-rated restaurants. With easy access to I-25 and major commuting routes, convenience doesn’t come at the cost of peace and quiet!

3. 2216 Sunrise Lane Pueblo, CO 81008

 List Price: $385,000

Current Loan Balance: $327,856 (buyer will need to bridge the gap between the loan balance and purchase price)

Monthly Payment: $1798

Interest Rate: 3%

This beautifully maintained, better than new Richmond American ranch style home is located in the peaceful Seasons at Crestview Hills neighborhood of Pueblo, CO. Offering 1,420 square feet of all one level thoughtfully designed living space, this home features three bedrooms and two full bathrooms in a practical layout ideal for comfortable everyday living. The open-concept design includes a welcoming foyer, a bright great room complete with built ins, and a dining area that flows into a well-appointed kitchen with a center island, walk-in pantry, and plenty of cabinet space. The kitchen and great room are truly showstoppers! Continue into the primary suite, set apart for privacy, which features a walk-in closet and an en-suite bathroom. Additional highlights include central heating and air conditioning, LVP flooring throughout the entire home and throughout all bedrooms, and a radon mitigation system. Outside, the low maintenance xeriscaped yard also features a side yard with grass, perfect for pets. You can't beat this location, with easy commuter routes to Colorado Springs and Pueblo, and a 25 minute drive to Fort Carson. Near tons of shopping, dining, and entertainment- this location is truly exceptional! Schedule your showing today!

If you're looking for a VA assumable loan near Fort Carson, Peterson SFB, Schriever SFB, USAFA, or Cheyenne Mountain Space Force Station, we have you covered! Reach out to learn more about these properties, and more! 

Would you like to connect to discuss your real estate needs? We’re here to help! Leave us a message here or call 719-338-7294 to speak to one of our Realtors today.

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