VA Assumable Loans in Colorado

Are you looking for a VA Assumable Loan in Colorado? We have you covered!

Many sellers purchased their homes when interest rates were below 4%, making their homes ideal "assumption" opportunities. Work with your Realtor to find a home that is offering a VA assumption. If you have your own VA entitlement, you would use it on your assumption purchase, and agree to release the sellers' VA entitlement so they could use their entitlement on a future home purchase. If you don't have your own VA entitlement, you will have to ask the seller if they are willing to part with theirs in order to have you assume their loan when you purchase the home. Of note: on an assumption purchase, you are only able to assume the existing loan amount at the existing rate. If the home you want to purchase is listed at $500,000, and the existing loan at a 2.5% interest rate is $400,000, you will need to bring $100,000 to closing in order to purchase the home at the existing 2.5% interest rate. VA assumptions can also be a tool used by investors to purchase investment properties, but again, the seller would have to agree to part ways with their VA entitlement. Instead of using a lender of your choice on an assumption purchase, you would use the lender who currently holds the existing mortgage.

Here are some AMAZING VA assumable loan opportunities:

4215 Dawnlite Drive (click the address to view all photos)

This fully renovated tri-level home is sure to impress! As you enter, you'll be welcomed by a bright living room featuring a large picture window, new laminate wood flooring, and vaulted ceilings that create a warm and open atmosphere. Conveniently located, it's just a short walk to Lock Elementary and Middle Schools, with shops, restaurants, and Fort Carson nearby.

6890 Yocona Drive (click the address to view all photos)

Welcome to this stunning Lowell Floor Plan that is a ranch-style in the beautiful neighborhood of Lorson Ranch! Situated on a corner lot, this fully landscaped property features a rear deck and a fully fenced backyard, offering both privacy and outdoor enjoyment. Built in 2021, this home boasts a modern design with vaulted ceilings and high-end finishes throughout.

12614 Windingwalk Dr (click the address to view all photos)

Welcome to this stunning Campbell home in Meridian Ranch with second-to-none curb appeal and an array of high-end upgrades! Built in 2020, this spacious residence offers a comfortable and luxurious living experience, while backing to open space! Boasting six bedrooms, three and a half bathrooms, and a 3-car split garage, this home is designed for modern living, with enough room for multi-gen living as well. 

11585 Allendale Dr (click the address to view all photos)

Welcome to this charming 3-bedroom, 2.5-bathroom ranch-style home with a garden-level basement, 2-car attached garage, and a detached 4-car garage. As you enter, you’ll immediately appreciate the wide-open floor plan, vaulted ceilings, and new flooring. The living room and large eat-in kitchen seamlessly flow together, perfect for entertaining. The backyard offers ample room for multiple RVs with two 30-amp electrical plugs, a fenced-in dog run area, and a steel-framed deck with Trex decking. This home also offers 7.2 Kw of solar with a Tesla power wall to cut down on your electric bill and to provide whole home battery back up. Conveniently located near two community parks, the Antler Creek Golf Course, schools, shopping, entertainment, and all bases.

230 Circle Drive Ave (click the address to view all photos)

Welcome to your serene retreat in Woodland Park! Nestled among majestic trees, this charming ranch-style home offers a perfect blend of comfort and natural beauty. Begin your day in the inviting sunroom, where you can soak in stunning sunrises and enjoy the tranquility of nature. The backyard is fenced in and has beautiful, mature Aspen trees. At the front of the house is a pull through driveway and at the side of the house is a large driveway with plenty of space to park RV's or any other toys! Experience the best of Woodland Park living in this delightful home. 

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