There are no two military moves that are exactly alike, and some work out smoother than others. Orders and instructions may be delayed, students in the household may be disrupted during the school year, and some moves may occur to another time zone or even continent.
Case in point, several things can go wrong even when following a military-focused moving checklist, and this isn't even taking into account concerns or additional effort involved in selling a currently owned home for military members and veterans. Liens can sometimes remain undiscovered until days before the sale is finalized. Keep reading to learn what property liens are, the various types of liens, and what military personnel need to know about them before selling.
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There's nothing like winter in the city of Colorado Springs! With exciting activities happening all around Colorado, there's an activity for everyone in January 2022. Get the new year started with a bang by attending some of the top annual events and festivals in January in Colorado Springs, CO. Keep reading to learn about some of the most exciting activities in and around Colorado Springs for January 2022.
VA mortgage loans are a very valuable benefit available to service members, but there are situations in which they aren't the best choice for military homebuyers. For example, when managing an investment property in the military or saving VA loan entitlement for later use, it may be best to research other mortgage options. Fortunately, there are other options that service people can take advantage of other than a VA loan for home buying. Keep reading to learn about alternatives to VA loans that are worth considering.
Veterans, service members, and their spouses have an array of perks offered by the Office of Veteran's Affairs. Those who apply for a VA loan can potentially finance a mortgage with no down payment options and reduced interest costs. However, to continue to offer these benefits for years to come, the VA has what is known as a VA funding fee. Keep reading to find out what these fees entail and other vital things to consider about VA loans for home purchases.
If you're a military member living in on-base housing, it may seem like you don't need renters' insurance. Since a PCS could arise so suddenly, it might feel like there's no sense in adding another monthly fee to your budget. Regardless of whether you choose to rent or buy as a military member, insurance is vital for everyone, including military members. Renters' insurance protects military members if personal belongings are damaged in a natural disaster, they're the victims of theft, or if they experience other property damaging accidents. Keep reading to learn why military members need renters' insurance.
Buying a home in rural and some suburban areas mean there is a higher possibility the house comes with a septic system. Owning a home equipped with a septic system requires different maintenance and repairs than it does when living in an area with a municipal water and sewer system. By researching the best practices for owning a home with a septic tank, anyone can enjoy the perks while minimizing the drawbacks. Keep reading to learn all about the pros and cons of buying a house with a septic system.
It is not uncommon for those in the military to receive orders for a Permanent Change of Station (PCS). When those orders indicate moving outside of the continental U.S., it is considered an OCONUS move. Due to the distance, these moves can be tricky, but they don't have to be overwhelming. Keep reading to find a few tips to simplify the challenges of OCONUS military moves.
Veterans' Mortgage Life Insurance, or VMLI, is protection available to veterans. The coverage is extended specifically to veterans with service-connected disabilities who have modified their homes to be more accessible. For example, they may have widened doorways or added wheelchair ramps are home improvements that qualify for the program. The purpose of the coverage is to make payments to the mortgage in the event of the policyholder's passing. Are you researching what housing grant options are available to veterans? Keep reading to learn more about veterans' mortgage life insurance.
